Americans are more concerned about identity theft than unemployment or corporate fraud, according to a survey of 2,000 people conducted by stellar systems. Nine out of ten Americans demand new federal legislation, while two thirds say the financial services industry must do a better job of verifying the identity of customers opening bank accounts (66 percent) and card accounts credit (72 percent). Approximately 5.6 percent of respondents reported being victims of identity theft, resulting in 12 million. When the debit card fraud and credit and identity theft combined, about 15.9 percent of consumers say they have been victims of these crimes. (Source: Star Systems, 2003) For most of us, using your debit or credit card to make a purchase has become a day in all aspects of life. Many of us do every day and feel safe to do so.

But it is far from certain. People with your debit or credit card can make purchases with your credit card information over the phone, online or at a local store. As we went to a cashless transaction by debit or credit card, a niche of crime has grown relatively simple? identity theft and fraud. Some police authorities are not carrying out the crime in a coordinated and cooperative. Therefore, a situation that has grown offers people who commit these acts of theft and fraud, to act with a degree of confident that they will not catch. What can you do to reduce your chances of becoming a victim of identity theft or fraud? Here is a list of actions you can take to avoid falling victim to identity crimes.