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Month: May 2018

Private Pension Plans In The Course

Private Pension Plans In The Course

Survey on Geld.de shows: to invest 40 percent over 200 euros monthly, the statutory pension system guarantees only a primary care in retirement. More so gaining importance of private pension plans. But how significant is the private pension insurance in times of financial crisis with consumers? The portal geld.de has asked for and captured the mood to private pensions. Therefore, 40 percent of those surveyed over 200 euro invest monthly in their private pension. For 34 percent, the subject is not a foreign Word retirement.

You have already privately secured themselves and feel well cared for retirement. The idea of joining a private pension insurance in the future, is 16 percent of respondents. 18 percent, however, hope that their statutory pension insurance is sufficient in the future. 40 percent have poll already created a good nest egg for old age itself. With over 200 euros in the month, they are the average value of the contribution.

With 50 euro a month back up 26 percent an additional financial pillar for the future. Small amounts can mean in particular at the beginning of a long term retirement security. Between 50 and 200 euros 34 percent put total monthly on the edge of the private pensions”. His retirement State-promote yourself the chance the Riester pension offers. By the AAM, she achieved a higher return than comparable systems. This advantage use poll 24 percent and opt for a Riester-rente. However, 50 per cent without the Riestern. But the Riestern is not in the future, 26 percent of those surveyed plan their entry into the Riester pension.

Safety For Children After Accidents And Diseases

Safety For Children After Accidents And Diseases

What protection do children need in the event of an accident or a disease? Almost all children are ill over the years or have even an accident. In most cases everything goes well and the children are completely healthy. But what happens if the child thereby suffers a permanent health damage or disability? You can never fully protect his children from accidents or diseases. Luhan has many thoughts on the issue. Parents can but at least provide for such cases, because the State protection for children is insufficient. The statutory accident insurance provides for the children only in kindergarten and at school, as well as on the roads there. Accidents are regularly in the leisure, however, completely without legal protection. “A secure way is a powerful children accident insurance”, explains Diplom-okonom Karsten of Wallace of the young insurance.de insurance portal. “A further safeguard is possible with a so-called children disability insurance.” About one Permanent damage can be secured to children disability insurance from accidents or diseases with a monthly life annuity by up to 2.000,-euros.

From 50% disability due to illness or accident, the agreed pension is paid for life. “This is a significant betterment to the pure accident insurance that does not pay in disease, but just in case of accidents – attacks the children disability insurance in both cases.” In addition to the financial protection children disability insurance also offers a support in questions of therapy, as well as with regard to rehabilitation courses, to allow a decent and largely self-determined life the child despite the disability. More important information, hedging opportunities and rates to the insurance coverage for families with children can be found on the Internet page children portal.html. Bergische Assekuranz broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 E-Mail: contact for the press: Bogdan Kalid image source: (c) Thomas p / fotolia.com the Bergische insurance brokers diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker founded company. With the Internet presence the company specifically to the needs of private individuals and professionals specialises in who would want no advice-bound insurance representatives an individual insurance company, but based on independent comparison calculations to get low-cost and high-performance offerings of from various companies. Bergische insurance broker has connections to more than 100 different insurance companies.

There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since in 1998, working in the insurance industry are customers over the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and the use of cutting-edge financial comparison software, customers are advised objectively and independently.

Microsoft Dynamics CRM

Microsoft Dynamics CRM

Innovative, future-oriented VoIP solution for SMEs provides new feature: CTI integration into CRM applications Schorndorf, 01 April 2008 the sysob IT distribution together with vertico software the STARFACE 3 announces version. The comfortable software solution available shortly for voice over IP telephony for small and medium-sized enterprises is waiting with new powerful features. As an official partner of vertico software distributes the VAD the system now sysob about his numerous reseller partner (in Germany, Austria and the Switzerland) and provides comprehensive support and services for this product. The topic of VoIP is now hardly imagine out of the market. Flexibility as well as cost savings, ease of use and operation are arguments which speak for such a solution. With STARFACE is a future-oriented product available over the company-wide language communication completely software-based can be mapped.

STARFACE was designed specifically for small and medium-sized Company developed and designed the telecommunications particularly comfortable. As all-in one package includes the solution all functions an acquisition of cost-intensive modules is not necessary. Also integrates with STARFACE as a server-based system easily in any landscape and provides moreover extremely high scalability and interoperability. Thanks to the freely selectable transmission technologies (VoIP, ISDN, analogue or GSM) offers a variety of options of modern telecommunications STARFACE. STARFACE are usability and ergonomics in the Center. Extensive tutorials and training courses are reduced to a minimum. Using the solution, companies receive the following added values: reduce costs with cost-optimized routing. Increase productivity through integrated communications (call queues, CRM integration, and mobile office); Improve quality of service through increased availability and intelligent call routing; increased usability with computer telephony: Voicemailboxen, presence services, and virtual Conference rooms. STARFACE 3.0: cost reduction and improved customer care users benefit when the new version 3.0 of direct computer telephony integration (CTI) thanks to the integration with CRM (customer relationship management) applications such as Microsoft Dynamics CRM and sugarCRM Outlook, Sage, salesforce, CAS genesisWorld, Lotus Notes 8.0.

Exit From The Hamster Wheel

Exit From The Hamster Wheel

Kai Rai Lala: slow down your life. By the luck of serenity, edition steinrich 2011 Kai Rai Lala, initiator of the network of caring economy, management consultant and meditation teacher, opens up in his books, seminars, and lectures the potential of Buddhist teaching and practice for our daily life and economic action. Why is it important to stop, to find the mindfulness and to slow down the life? Today the stress are increasing-related diseases as well as burn-out, and the author sets his concept of Entschleunigens or of slowing this trend down “through the practice of mindfulness. This is something that we can apply directly, without us first deal with theory must employ or meditation courses. Voluntarily, we can start to slow down our lives, before it comes to an involuntary stop, if for example the body suddenly seriously ill or we suffer a heart attack or stroke. The author has seen it himself, that his body over a half a year was not fully functional and he involuntarily had to stop. That was the basis for his concept, which he presents in his book among others.

All important topics of everyday life are addressed here, unless to vocational, health, nutrition, family, friends, to name a few. To all areas, there are hints and suggestions on how we can incorporate mindfulness and thus slow down in our everyday lives. Aim is however not, here also just back too much to carry and so only under pressure to sit down, what we still need to create. We can go to begin already with very small things, where we make us aware as we in our hectic daily routine, thus, then at this point a moment to pause. Here an example: Thich Nhat Hanh recommends to use the phone as a stop and relax signal. When it rings, not immediately respond, but wait for the first three notes. Smile to yourself and the caller and they remain in your breath. Only then remove the listener.

You will notice that this conscious stop can significantly relax the atmosphere of your phone calls.” Here a brief example to the conscious action: conscious walking is a heart by slowing down. Each of our steps can bring us more serenity, peace and quiet or but reinforce the stress and the hustle and bustle in our lives. Look around on your way through the day. The life story of your steps? What to broadcast your steps? u0085 And if we begin to change the direction, quality and speed of our lives, then change our steps. Mindfulness is the key for this purpose.” A wonderful book that can lead us all to the essence in our lives.