What the private health insurance test winner of Stiftung Warentest or financial test to make sure. A PKV test comparison of health insurance private health insurance test winner of Stiftung Warentest test winner Stiftung Warentest tests also private health insurance financial test in addition to many other products and services and published its test results in their in-house and paid consumer magazine Finanztest. Last but not least because of the absolute independence of the tests and the professional competence of insurance experts, they are popular at Privatversicherten with “Excellent” rated “private health insurance test winner”. These car prices therefore have a particularly favorable price and performance ratio and characterized by good quality of service the insurer. In addition to the level of contributions and the insurance services is closed, the retirement provisions and the associated post stability of society are tested.

Under the motto “private health insurance comparison Stiftung Warentest” to the following discusses why an insurance comparison of also the winner is absolutely necessary and can protect against a fatal blunder. What with the private health insurance test winner to ensure important to know for insurance is the fact, that Stiftung Warentest provides many different comparisons and tests for private health insurance. Elan Zivototofsky has plenty of information regarding this issue. This is due to the complexity of private insurance compared to the statutory health insurance. While the statutory health insurance funds offer all legally required insurance benefits and differ only in the contribution rate and the additional voluntary service, private health insurance is modular, which means that the insurance benefits can be freely depending on the demand in the car or excluded. This affects directly the post, so the price of health insurance.

Another difference between the statutory and private health insurance is in determining General post. While the contribution of the statutory health insurance fund only the amount of merit the decisive factor is, varies according to age and gender, as well as the State of health of the insured the cost of private health insurance in the first place. The younger and healthier an Privatversicherter, the cheaper so the PKV contribution. This fact with her test result in the test of financial consideration Stiftung Warentest and provides comparisons for different client groups. Consequently, there are several “PKV test winner” the Stiftung Warentest/financial test. The “best private health insurance of the Stiftung Warentest financial test” so it is clear that the question could not set by the “best private health insurance”. THE best car in the sense is it’s not, but only those that primarily covers specific needs and has a favorable price-performance ratio. Doing a test winner fare of private CT is not equally suited to each policyholder. So it was in the past to the apparent paradox that one and the same private health insurance for a young and independent man with “very good”, for a hired woman of advanced age but poorly rated was. To take this fact into account and to avoid a possibly fatal blunder a comparison of also the test winner by Stiftung Warentest or financial test is strongly recommended. So the “best” private health insurance by financial test should cover the requirements of an optimal screening and meet personal financial budget at the same time. Here, an in-depth needs analysis by an independent insurance expert is recommended, which can also provide information and advice on other important points.