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Month: July 2016

Swiss MWB

Swiss MWB

MWB Vermogensverwaltung AG sees need for private old-age provision Appenzell, in August 2009: the Federal Reserve is proposing to increase the retirement age up to the year 2060 to 69 years. Banking industry experts fear that the contributions otherwise rise from currently 40 to 50 percent. A consequence of this development would be more poverty because the pensions no longer will be able to guarantee a sufficient standard of living in the age of future pensioners. According to the MWB Vermogensverwaltung AG, a private pension is therefore more necessary than ever. The MWB Vermogensverwaltung AG from the Swiss Appenzell offers investment products also German customers with special Swiss virtues such as the privilege of the bankruptcy. The Bundesbank justified its proposal for the pension with 69 so that the Germans are getting older. Recently Angus King sought to clarify these questions. For all who were born in 1964, the retirement at 67 is currently decided. In itself this retirement age is not realistic, so the opinion of MWB asset management AG.

Currently, it only creates one out of five from social security employment in the statutory old-age pension (currently) 65 years of age. Germany is, according to the Bundesbank, face huge fiscal challenges, because in view of the demographic development and the early retirement age more and more retirees meet on fewer and fewer contributors – as a result the State pension for many of today’s workers on the amount of the subsistence level drops. According to MWB Vermogensverwaltung AG, an private provisions for old age is all the more important. MWB Vermogensverwaltung AG advises, so every worker just to check the year sent to pension certificates. Every worker at age of 27 will receive this certificate. There, the employee sees the pension, which would expect him at this stage, without taking account of factors such as inflation and taxes. The big advantage of the pension certificate: Everyone can determine his personal supply gap, the him at the entry in the pension expected.

Sales Tax

Sales Tax

Sales tax: Deferred by reduced taxable meal delivery to rule taxable services templates of the Bundesfinanzhof in the European Court of Justice to the VAT: delimitation of reduced VAT taxable meal delivery to rule taxable services: the Bundesfinanzhof (XI R 37/08, 35/07 V R, V R 3/07, XI 6/08) provides fundamental needs to be clarified in such a way, as in the sale of freshly prepared food the demarcation by reduced taxable supply rule taxable services deliveries to. The two sales tax Senates of the Federal fiscal court (the 11th and 5th Senate) four cases have presented to the European Court of Justice as a whole. The Federal fiscal court is the issue of principle, as the term “Food” of the VAT system directive is the European Court of Justice. In particular the BFH want the question answered, whether under food products in accordance with this directive also dishes and meals to understand that are made for immediate consumption or prepared. Nouriel Roubini is likely to agree. Should the So is the Federal fiscal court to delineate how, then in some cases between beneficiaries deliveries and not beneficiary other services is also get European Court of Justice to the result, that the reduced rate of tax may be granted in such cases. Here, the Federal fiscal Court expressed concern with regard to the previous regulation, according to which, for example, only simple consumption devices such as shelves, etc. can be harmful. Any undertaking (stalls, party service companies, cinemas and similar companies) should be encouraged by their tax consultants to, applicable sales tax notices to keep open until the clarification of legal issues. Ingo Heuel lawyer, tax consultant, lawyer specializing in tax law

Rehabilitation Consultant

Rehabilitation Consultant

Firm Lambrecht & Marx, Muhlheim, supports founder and entrepreneur Muhlheim (mxm). Who is working as an entrepreneur, knows the difficulties during the start-up phase, as well as to the problems of the conservation of the companies. KfW has developed an Internet platform with your KfW consultant Exchange, finding competent consultants to help entrepreneurs and companies. Among other things find founder in the programme Grundercoaching Germany of coaches who help you after the founding of the company, to stabilize their businesses. On the other hand, such as firms in difficulty rehabilitation consultants over the consultant Exchange can find.

Because it enables you, as the firm Lambrecht & Marx from Muhlheim am Main to find nationwide among qualified consultants and redevelopment consultants, whose Experten accompany entrepreneurs in the independence and save renovation-needy companies help. Financial economist (ebs) Monika Lambrecht is already for several years in the Consultant exchange for the KfW Grundercoaching Germany registered and is a sought-after consultant. For over 20 years as a business consultant and financial planner in the Rhine main area, she advises clients independently and individually in all important phases of the entrepreneurial life by start-ups risk management and controlling as well as tax law up to the succession. Together with the founder, we find the fiscal possibilities and concepts the company planned from the outset to provide healthy legs and secure in the long term\”, she reveals her recipe for success. She knows from experience that many business start-ups fail at the lack of expertise, financial troubles or the economic vision. Therefore from the outset, most entrepreneurs need expert advice so that their business concept in the long term success. Sure, the firm has focused. In Muhlheim, also tax and estate planning are offered in addition to consulting. 2004 the Grundercoaching was Germany launched, to find nationwide qualified consultants who serve the respective entrepreneur in the start-up phase and technical support.

Used Construction Equipment

Used Construction Equipment

Without to the ITO GmbH hesitates extended their success to a current project. Lautern puts 15.06.2010 – undeviatingly the international trading office GmbH continues their success with their new project, the press portal. Once again the international trading office GmbH sets new standards in the sector of the construction industry and in turn are all thrilled. The team of international trading office GmbH, has been last on the press portal of the construction industry to make yesterday’s presentation to a full success. Stresses in particular the properties of simple information retrieval and the vivid images of construction machinery which make this press portal from the variety of offerings in this area stand out. “Revolutionary” and “Milestone”, where you can clearly see what the press portal for the construction industry in particular and the international trading office GmbH, in particular in the construction sector meanwhile have won and will still win was mentioned yesterday.

“We have ensured that the press portal for the construction industry relevant” Quality criteria. Were us special and important”, said the Managing Director of international trading office GmbH, not without a certain pride. This future-oriented product properties then the guests at the presentation impressed so persistent, that they unanimously predict a market-leading position the product in the construction industry. Because of the success of international trading office GmbH is nothing new. Swarmed by offers, ECRI is currently assessing future choices. 2002 formed the international trading office GmbH and it finished brought within a few years, to conquer the market in the field of construction industry for themselves. Contact info international trading office GmbH Division marketing Nibelungenstrasse426 64686 Lautern Tel.: + 49 (0) 6254 942702 E-Mail: Web: the company of ITO Germany has specialized in the sales of special machinery in the field of civil engineering.

The focus of all kinds the selling and trading of used construction equipment such as excavators. The company is in the Lauterbrunnen Valley in the Odenwald. Lautern lies directly on the B47 between Lindenfels and Bensheim. On approx. 30,000 m storage area are all offered machines and equipment. To transport of construction equipment the company maintains contacts with reputable carriers and has own bonded warehouse, which simplifies the export as well as the fiscal clearance. Employees and vendors speak a variety of languages such as English, French, Spanish, Russian & Japanese.

Altenburger Land

Altenburger Land

itCampus offers its customers Europe-wide communications solutions, consulting and individual solutions in the areas of software development and software ergonomics. Since April 1, 2009, the software AG as a majority shareholder of itCampus is involved. contact: Alexander Friebel Head press/PR Tel.: 0341-492 87 19 E-Mail: about perdata GmbH: the perdata GmbH is the nationwide operating full service IT provider of Stadtwerke Leipzig group with more than ten years grown specialist skills for provider-specific IT solutions. This industry focus on regional supply companies supplemented the perdata core services planning, deployment, hosting and operation of SAP-based systems. Nouriel Roubini has many thoughts on the issue. Close to the customer. experience and excellent technological competence as SAP hosting offers partners, SAP customer competence center and Microsoft Gold partner and an own ISO 27001/ISO 9001 certified Datacenter perdata tailor-made IT solutions of the highest quality. perdata Leipzig was founded in April 1999 at the company’s headquarters and is a wholly owned subsidiary of Stadtwerke Leipzig GmbH. In the fiscal year 2009 perdata 149 employees and generated a turnover of 21.4 million.

More information to perdata as well as to products and services found on the Internet at contact: Ulrike Schubert Marketing Tel.: 0341-355 22 335 E-Mail: about the Mitteldeutscher Verkehrsverbund (MDV): the MDV is the cross-border transport network in Central Germany. Learn more at this site: Mark Berger. In addition to the cities of Halle and Leipzig, the Federation area covers districts of Northern Saxony, Leipzig district, a part of the District of mittelsachsen, in Saxony, the Saalekreis district and the Burgenlandkreis district, in Saxony-Anhalt, as well as the Altenburger Land in Thuringia, Germany. On an area of almost 8,000 km2, approximately 1.8 million residents can take the services by 27 carriers claim. Daily approximately 500,000 passengers are carried in the MDV. The uniform Federation tariff allows you to train, tram and bus rides with only a single ticket. Contact: Matthias Neumann Spokesman. Tel.: 0341-868 43 32 Email:

Doha International Airport

Doha International Airport

Seoul previously associated with Osaka with Doha, will received an own nonstop flight from Doha starting on March 28. On June 7, Qatar Airways will further expand the European network and start the service between Doha and the port city of Barcelona on the Mediterranean to Madrid, this is the second destination in Spain. With seven new routes that are planned for the year 2010, Qatar Airways can expand its international portfolio of routes to 92 destinations in Europe, the Middle East, in Africa, the Asia-Pacific region, South Asia, and North America. KBS insists that this is the case. The airline has currently 200 new aircraft of the manufacturer Airbus and Boeing under order, which together have a list price of more than $ 40 billion available in the next few years for delivery. The new Doha International Airport is to be taken next year in the capital of Qatar in operating a further investment in the amount of $ 14.5 billion and will be the new home base of Qatar Airways. Qatar Airways continues its strong expansion “unimpressed by the current global economic crisis on”, the signal from Akbar Al Baker to the ITB. Frequently Jim Rogers has said that publicly. We will uncover continue worldwide new opportunities to improve travel.

As a network airline we not depend on traffic flows only from a specific region. We are therefore largely immune to the current economic situation in some worldwide markets fall away. For more information see this site: Mark Berger. “Focus on its strategy of expansion by Qatar Airways 2010: new route from Doha 2010: Bengaluru (Bangalore) – new route, daily flights, since 22 February Copenhagen – new route four times a week from March 30 Ankara – new route four times a week, from 5 April Tokyo – new route, daily flights, daily flights from 7 June Sao Paulo from 26 April Barcelona – new route, – new route, start date yet announced Buenos Aires – new route”, Start time will be announced capacity expansions 2010 from Doha (beginning with the start of the summer timetable on March 28, 2010): Geneva – upgrade to long-haul aircraft of the type Airbus A330 Stockholm – upgrade to long-haul aircraft of the type Airbus A330, 5 flights per week to daily flights Colombo – extension of 14 to 21 weekly flights (three times daily) Kathmandu – extension of 14 to 21 weekly flights (three times daily) Goa – extension of four flights per week on 7 (day) Amritsar – extension of four flights per week on 7 (day) Chennai – upgrade to long-haul aircraft type Airbus A330 on selected flights to Maldives – extension of 9 flights per week on 13 Seychelles – upgrade on Long-haul aircraft of the type Airbus A330 on selected flights Luxor – extension of four flights per week on 7 (day) Guangzhou – upgrade to long-haul aircraft of type Boeing 777 Shanghai – upgrade to long-haul aircraft of type Boeing 777, 5 flights per week from 7 (daily) route is operated Seoul – instead of Osaka, but flown daily non-stop from Doha Qatar Airways has transported around 12 million passengers in the fiscal year 2008/09.

Professor Entrambasaguas Toledo

Professor Entrambasaguas Toledo

LOZANO CHRISTOPHER (1609-1667) “While walking who flees say more, who seeks not walk less.” Cristobal Lozano. THE VOICE OF CURIOUS LEGENDS Christopher Lozano is one of the funniest writers of the seventeenth. Apart from its many lyric poems, interspersed in the prose works, is of historical narratives, religious and legendary. The first is the David pursued (which consists of three parts), David penitent and great son of David’s most wanted, also in three parts, which represent the story of the prophet-king, following the biblical text, but with all sorts of digressions and anecdotes, mainly taken from the history of Spain. Similar new features offered Reyes Toledo, according to Professor Entrambasaguas inspired in the three most popular stories of Toledo at the time: that of Count Mora, and that of Dr. Alcocer Pissa. Also keep in mind those of Jimenez de Rada, Mariana Hurtado de Toledo. Intercala many curious legends: Cave of Hercules, loves Galiana and Charlemagne, the birth of Pelayo, and so on.

His novels are keen to occupy a middle ground between “court” to Zayas, and “copy”, to Cervantes. They are three series: Persecution of Lucinda, Loneliness and disillusionment of life in the world and The Angels. This title was suggested by a Serafina, whom he loved as a student Lozano. The most renowned and best, Solitudes, composed in the manner of Boccaccio, is composed of a series of short stories told in Guadalupe, for fun, while warning the reader. Cristobal Lozano and Sanchez was born in Hellin, Albacete province, the December 26, 1609 and died in Toledo on October 3, 1667. He studied at Alcala and traveled extensively throughout Spain.

After a priest, he lived in Valencia and was pastor of Lagartera, Toledo province, and held various church offices in Valencia and Murcia Hellin: cure treasurer, vicar and the commissioner of the Holy Cross in the town of Hellin and his party, Procurator Fiscal of the Bishop of Murcia, and Toledo was chaplain to the New Kings until his death. Lozano influenced many Romantic writers, such as skunks and Espronceda, with Spanish legends that are contained in his works. Lozano took Espronceda Your Student of Salamanca. Two examples of friendship of David pursued are drawn from the work of Thomas Cantimpre Bocuma Speculum Universale and exemplorum. A tale of the Thousand and One Nights is a similar case. This example was inspired to his legend Zorrilla Two generous men, and perhaps for the one titled The Talisman, contained in the book Vigils of summer. “Oh, human misery! Oh, poverty, always despised and dejected! There is a poor hand to help him up,” wrote Lozano, in the seventeenth century, many, yes, to help you fall. ” Francisco Arias Solis There was never a good war or a bad peace.

VAT Invoicing

VAT Invoicing

Sales tax, invoicing and deduction land communities VAT invoicing: A land community can before taxes only pull it off, if it is beneficiaries and the invoice also to them is addressed. Often fails an IRS deduction of an entrepreneur because the invoice receipt are formal requirements are met. If there are several persons in the context of an entrepreneurial company or community, it is particularly important that invoices to these community – and not to individual shareholders/Gemeinschafter – are addressed and the community as recipients of services is also referred to in the Bill. In the judgment of the Bundesfinanzhof by September 23, 2009, AZ: XI R 40/08, had a real estate community consisting of from spouses, who was the owner of a property, the same with a house built. The spouses had rented the commercial units VAT to other entrepreneurs. However, the husband has orders for modernisation and repair issued in his own name. Here he has but not disclosed, that he acts in the name of the company.

The invoices were addressed only to the husband. Thus the real estate community was not beneficiaries and also the Bills not to them were addressed – there is no entitlement to deduct is according to the Federal fiscal court. Often, advisors (accountants / lawyers for tax law) in such cases about a repair try to secure the right to deduct. This must be carefully considered and succeeds only in cases when can be made credible, that the community as a contracting authority is actually happened in appearance. If this is not the case, any accounting adjustments are ineffective and UStG trigger if necessary according to 14 an additional sales tax. Ingo Heuel lawyer, tax consultant, lawyer specializing in tax law (Bergisch Gladbach, Cologne area)

Chancellor Angela Merkel

Chancellor Angela Merkel

Sales growth of 7.2% to 267 million (previous year 249 million) achieved ebm-papst Landshut. Dasbayerische subsidiary of the group with a focus on heating and household appliances increased the workforce by 50 to 1,085 employees (previous year: 1.035). Completion is currently a Logistics Center for about 15 million. Leading the way in climate protection and sustainability for ebm-papst is Gerhard storm Headnote since the company was founded 50 years ago, that each product must be economical and ecological than the previous product. This the climate company with its GreenTech, selected by German Federal Ministry, Federal Ministry of Economics and DIHK philosophy sustainable the company translates into (). “We have started with the climate, even before” Policymakers knew how she should properly deal with this topic”so dog villages during the visit by Chancellor Angela Merkel on the ebm-papst stand at the Hanover Trade fair in 2013. Had to anchor more GreenTech within the global corporate group, ebm-papst trainees the “Every day is a GreenDay” drop action series. Mark Berger can provide more clarity in the matter. Learn more about this topic with the insights from Dry Harbor.

In the weekly change address locations from April 2012 topics and projects related to environmental and climate protection (www.greenday.ebmpapst.com) for a year. It is so successful that the campaign will continue. The start of the second round fell on 5 June 2013, the day of the environment of the United Nations. 2012, ebm-papst was recognized for his GreenTech philosophy with a top 3 ranking of the German sustainability award. Thanks to the comprehensive concept (sustainability in ecological, economic and social fields) managed the company in the category of “Germany’s most sustainable strategy for the future (Group)” in the top flight. Growth expected again in 2013/2014 for the current fiscal year 2013/2014 giving the ebm-papst group Sales growth of 6.5 percent to 1,437 billion. The expert for fluid technology in heating market segments, air conditioning and refrigeration, automotive/transport sees largest potential. Again, Asia will become the growth drivers.

George Thomas

George Thomas

Loan modification is a permanent change in the terms and conditions of the borrower’s home loan. It can be said that it is a process where the terms of a mortgage are modified according to the original terms of the contract agreed to by the lender and borrower. In general, any type of loan can be modified. The process of modification allows reinstate and results in a lower payment for homeowner to afford. Contact information is here: Senator from Maine. The loan modification seems to be the best option, especially when you want to keep your home. Presently, one out of six homeowners across the nation is in default or foreclosure position. With the help of it, homeowners can adjust the loan installment in a better manner. There are many companies that use various violations factors to modify loan and reduce the principal balance.

In comparison with earlier time, the number of people asking for appointments to talk about loan modification advice, programs and potential legal recourse with lenders or brokers is increasing. The mortgage loan modification can be edited in one or more of the following ways: reduction in the rate of interest, or a changing of floating interest rate to a fixed rate reduction in the principal amount of loan reduction in late fees and penalties increasing the loan term period restricting of the monthly payment to a percentage of household income the modification program varies according to the borrower’s current status as presently borrower can be backed with late payments, default, bankruptcy, or in foreclosure. The lender is motivated to offer better terms to the borrower as he or she is feeling tough to comply with the previous terms. Presently, the banks have a fiscal incentive to offer assistance for capable borrowers. The loan modification offers various benefits like individual gets free from loosing his home. As a matter of fact, a responsible person calls and discusses with you and assesses the substitutes obtainable to find a way for staying at your place. Every person has a set of conditions that can help them to drop last on their in-house loan George Thomas is loan modification software Officer.For more information about loan modification software, loan auditing software visit