For example, I invested 250 thousand rubles, at 20% per annum for 200 days in one of the banks. Deposits in this bank are insured, so I worry about their money. After 200 days the amount of interest accrued during the entire term of the deposit of 27 397.26 rubles. Of which 958.90 rubles – this tax. Net I had received 26 439.36 rubles. Each bank has in its arsenal, rather vast range of inputs.
As say, for every taste and color. While often this fact is a disservice to the banks. The reason is simple. Most people in our country financially illiterate. They already do not understand the banking instruments, but here they also offer a wide selection.
However, a wide choice – it is a problem not only banks. How many customers away empty-handed from the store, only because they were offered was too wide a choice! For example, a bank where I worked before, there were about 8 types of deposits, of which the workers were only two or three. A similar amount of deposits a greater need for sales. This technique is borrowed from the retail sector, where 20% of products generate 80% revenue. Or in other words, 80% of goods are required to have a good basic selling 20%. Therefore, if you come to study deposits of any bank so keep this in mind. Yet we return to a detailed review of bank deposits. If approach this issue with the anatomical point of view, all the contributions have a skeleton.